Loan Inputs
Amount borrowed (e.g., 750000)
Annual nominal rate (e.g., 6.25)
Length of the loan in years
How often you make repayments
Extras & What‑ifs
Added to each regular repayment
One‑time extra payment applied at the chosen period
E.g., 12 = after 12 periods
Enter > 0 to simulate a new rate later
When to apply the new rate
Assumptions: standard amortisation using the nominal annual rate divided by payments/year. Calculations are educational only and may differ from your lender's daily interest conventions.
Results
Regular repayment
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Total interest
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Across full term
Time to repay
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Show Payment Schedule
| Period | Payment | Extra | Interest | Principal | Balance |
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